Visa is the world’s leading payments technology company. Visa Inc. is a global payments technology company that connects consumers, financial institutions, businesses and governments in more than 200 countries and territories, making it possible for them to use digital forms of payment instead of cash or checks. We operate one of the world's most advanced processing networks — VisaNet — that is capable of handling more than 65,000 transaction messages a second, with fraud protection for consumers and assured payment for merchants. Visa is not a bank and does not issue cards, extend credit or set rates and fees for consumers. Visa's innovations, however, enable its financial institution customers to offer consumers more choices: pay now with debit, pay ahead of time with prepaid or pay later with credit products.
This ever-evolving world of electronic payments drives our commitment to developing products and services that enable billions of daily transactions to occur with greater convenience, efficiency, and security.